Deposit Rates

Account Type Minimum Balance APY
Checking
$0 0.00%
Savings and Clubs
$5 ($50 to earn interest) 0.2%
Savings and Clubs (over $40,000)
N/A 0.5%
6 Month CD
$500 2.00%
12 Month CD
$500 2.25%
15 Month CD
$500 5.00%
Limited Time Special!
18 Month CD
$500 2.50%
24 Month CD
$500 3.00%
36 Month CD
$500 3.50%

APY = Annual Percentage Yield. Fees could reduce earnings. Early withdrawal fees apply to CDs. Rates are subject to change without notice. Minimum to open a CD is $500. Effective as of 01/09/2023.

Loan Rates

Account Type Notes Starting APR
New Car Loan
Up to 36 Months 6.25%
New Car Loan
37-60 Months 6.50%
New Car Loan
61-72 Months 6.75%
New Car Loan
73-84 Months 7.00%
Used Car Loan (2020-2023)
Up to 36 Months 6.75%
Used Car Loan (2020-2023)
37-60 Months 7.00%
Used Car Loan (2020-2023)
61-72 Months 7.25%
Used Car Loan (2017-2019)
Up to 36 Months 8.75%
Used Car Loan (2017-2019)
37-60 Months 9.00%
Used Car Loan (2017-2019)
61-72 Months 9.25%
Used Car Loan (2016 & Older)
Up to 48 Months 9.75%
Personal Loan/Tuition Loan
Up to $10,000 8.99%
Mortgages
Refinances, Residential, Investment, and mixed Call (201) 247-0838
Savings Secured loans
Up to $75,000 2.50%

APR = Annual Percentage Rate. Rates are subject to change without notice and based on credit review. Effective as of 03/01/2024.