About Us

A History Worth Repeating

Founded in 1974

Atlantic Health Employees Federal Credit Union was originally Chartered on June 6, 1974 as Overlook Hospital Employees' Federal Credit Union to serve the employees of Overlook Hospital. Since then, the credit union has expanded its charter to offer its services to other groups associated with the hospital. The Credit Union has, in the past few years, progressed from a "plain vanilla" credit union to one that offers services at a level normally found only in credit unions twice its size.

At Atlantic Health Employees Federal Credit Union, we've grown our membership from the ground up. Deeply rooted in the philosophy of "people helping people," our strong focus on member relations is not a byproduct of our success, it's the source.

Morristown Medical Center

Becoming a Member

Employees, medical staff, doctors, nurses, technicians and volunteers of Atlantic Health that work at:

  • Morristown Medical Center
  • Overlook Medical Center: Main and Union Campuses
  • Atlantic Rehabilitation Institute
  • Atlantic Ambulance
  • AHS Administrative offices, Morris Plains
  • AHS Corporate Headquarters, Morristown
  • Newton Medical Center
  • Chilton Medical Center
  • Hackettstown Medical Center
  • Physicians Offices affiliated with Atlantic Health System
as well as immediate family members including spouses, children, siblings, parents, grandparents, stepchildren, stepparents, stepsiblings and adopted children are all eligible for membership.

Membership Application

Locations, Hours & ATMs


Overlook Medical Center
Located on the 2nd floor of the West Wing we are open Monday, Thursday & Friday 7:30am to 3:00pm in office, Monday - Friday 7:30am to 4:00pm by phone.
Morristown Medical Center
Located on the Kahn B Level we are open Monday, Thursday & Friday 7:30am to 3:00pm in office

55,000+ Fee Free ATMs

With our partnership with the Allpoint Network, you can access 55,000+ fee free ATMs at participating retail locations you already visit including Target, Costco, Walgreens, CVS Pharmacy, Rite Aid, Wegmans, McDonalds and more.

On-Site Fee Free ATMs

Overlook Medical Center
Located on the 4th floor by the cafeteria.
Morristown Medical Center
Located on the 1st floor (Simon 1) next to the pay phones.
Morristown Medical Center
Located in the lobby of the Goryeb Children's Center.
Atlantic Ambulance
Located on Dorsa Ave in Livingston.
Located on South St in Morristown.
Atlantic Rehab Institute
Located on Mt Kemble Ave in Morristown.
Carol G. Simon Cancer Center
Located by the valet entrance.
Overlook-Union Campus
Located by the Emergency waiting room.
Newton Medical Center
Located near the Main Entrance.
Hackettstown Medical Center
Located near the Main Entrance.
Chilton Medical Center
Located near the Main Entrance.

Contact Us

By Mail

AHEFCU Main Office
99 Beauvoir Avenue
PO Box 220
Summit, NJ 07902-0220

AHEFCU Morristown Branch
100 Madison Avenue
Kahn B Level
Box 139
Morristown, NJ 07960


Email: credit.union1@atlantichealth.org
Overlook Phone: 908.522.3530
Overlook Fax: 908.277.3530
Morristown Phone: 973.971.8901
Morristown Fax: 973-290-2489

Lost Card

Branch Hours: 908.522.3530
Other Times: 800-472-3272

Routing Info

ABA Routing #: 0212-8377-0


Federal Holidays

New Year’s Day
Birthday of Martin Luther King, Jr.
Washington’s Birthday
Memorial Day
Independence Day (observed)
Labor Day
Columbus Day
Veterans Day
Thanksgiving Day
Closing 12:00pm, Christmas Eve
Christmas Day
December 31: Closing 12:00pm, Year-end Processing